Phone: (716) 897-2383 • Email: memberservices@bufconfcu.com • Routing #: 222 079 440

Auto Loans

Auto Loans


Hit the road with confidence


Unlock the keys to your dream car with our competitive auto financing options. Explore our flexible rates and terms tailored to fit your budget and drive away with confidence. Your journey starts here.



Model YearTermRateTermRate
202472 Months6.75%84 Months7.10%
2023-2272 Months7.00%84 Months7.35%
202172 Months7.25%84 Months7.60%
202060 Months7.75%72 Months8.10%
201960 Months8.25%72 Months8.60%
201860 Months8.25%72 Months8.60%
201760 Months8.25%72 Months8.60%
 2016 – 201548 Months8.25%60 Months8.60%
 2014 – 201342 Months8.25%54 Months8.60%
2012 – 201136 Months8.25%48 Months8.60%
2010 – 200930 Months8.25%42 Months8.60%
2008 and older24 Months8.25%36 Months8.60%
Classic Car60 Months10.00%
Classic Cars subject to appraisal

View our current Loan Rate Sheet for a full list of rates.


Loan Payments Made Easy


Online Transfers

Transfer funds from your Buffalo Conrail Account to your loan through Home Banking.


ACH Loan Payment

Skip writing a check with ACH Payments, and have your loan payment deducted from any deposit account at another financial institution.


By Mail or In Person

Drop a check in the mail, or visit the credit union to make a payment by check or cash.