Phone: (716) 897-2383 • Email: memberservices@bufconfcu.com • Routing #: 222 079 440

Home Loans

Home Loans


Home Loans Made Simple


Unlock the full potential of your home with our range of home loans, including flexible home equity and home improvement options.



Loan TypeTermRate
Home Equity5 Years6.25%
10 Years6.50%
15 Years6.75%
20 Years7.00%
Up to 80% of appraised value, less senior mortgages. Minimum of $15,000.00.
Loan TypeTermRate
Home Improvement5 Years8.50%
(Light on Equity)10 Years8.75%
15 Years9.00%
Maximum of $35,000.00. Up to 100% of appraised value, less senior mortgages.
Loan TypeTermRate
Mobile Home10 Years10.50%
15 Years10.25%
Up to 80% of the manufacturer’s invoice.

View our current Loan Rate Sheet for a full list of rates.


Loan Payments Made Easy


Online Transfers

Transfer funds from your Buffalo Conrail Account to your loan through Home Banking.


ACH Loan Payment

Skip writing a check with ACH Payments, and have your loan payment deducted from any deposit account at another financial institution.


By Mail or In Person

Drop a check in the mail, or visit the credit union to make a payment by check or cash.