Phone: (716) 897-2383 • Email: memberservices@bufconfcu.com • Routing #: 222 079 440

Personal Loans

Personal Loans


Personal Loan Options


Whether you’re pursuing a passion project or aiming to streamline your debts into a single, manageable payment, our competitive rates and flexible terms provide the support you need to achieve your goals and take control of your financial future.



Loan TypeTermRate
Share Secured72 Months3.50%
Personal (Max $15,000)72 Months10.25%
Consolidation (Max $30,000)72 Months12.00%
84 Months12.25%
Tractor, Plow, Lawn, Etc.72 Months9.25%

View our current Loan Rate Sheet for a full list of rates.


Loan Payments Made Easy


Online Transfers

Transfer funds from your Buffalo Conrail Account to your loan through Home Banking.


ACH Loan Payment

Skip writing a check with ACH Payments, and have your loan payment deducted from any deposit account at another financial institution.


By Mail or In Person

Drop a check in the mail, or visit the credit union to make a payment by check or cash.