1481 Harlem Road Cheektowaga, NY 14206 • Phone: (716) 897-2383 • Email: memberservices@bufconfcu.com
| LOAN TYPE | TERM | APR* |
|---|---|---|
| Share Secured Loan | 5 Years | 1.75% |
| Personal Loan | 5 Years | 5.75% |
| Consolidation Loan | 72 Months | 7.75% |
| 84 Months | 8.00% | |
| Home Equity Loan | 20 Years | 5.50% |
| 15 Years | 5.50% | |
| 10 Years | 5.50% | |
| 5 Years | 5.50% | |
| Home Improvement Loan(Conditions Apply) | 5 Years | 6.75% |
| 10 Years | 7.00% | |
| 15 Years | 7.25% | |
| Mobile Home | ||
| 2021 – 2022 (80% of the manufacturer’s invoice) | 15 Years | 4.50% |
| 2019 and older | 10 Years | 5.25% |
| Motor Home | ||
| 2022 – 2021 (proceeds to $125,000 maximum) | 15 Years | 4.50% |
| 2020 and older | 10 Years | 5.25% |
| Boat, Camper, Travel Trailer (Proceeds to $80,000) | ||
| 2022 – 2021 (with living conditions) 2022 – 2021(without living conditions) | 15 Years 12 Years | 3.99% 4.15% |
| 2020- 2019 (with living conditions) 2020-2019(without living conditions) | 15 Years 12 Years | 4.30% 4.45% |
| 2018(with living conditions) 2018(without living conditions) | 15 Years 12 Years | 4.60% 4.75% |
| 2017 and older | 10 | 4.90% |
| Motorcycles, Jet Ski, Snowmobile | ||
| 2020 – 2019 | 72 Months | 3.50% |
| 2018 and older | 60 Months | 4.75% |
| Motorized Equipment | ||
| Tractor, Plow, Snow Plow, Lawn & Farm Equipment | 72 Months | 5.50% |
| Automobiles (New & Used) | ||
| 2022 – 2021 | 72 Months | 1.99% |
| 2022 – 2021 | 84 Months | 2.35% |
| 2020 | 72 Months | 2.50% |
| 2020 | 84 Months | 2.86% |
| 2019 | 60 Months | 3.75% |
| 2019 | 72 Months | 3.82% |
| 2018 | 60 Months | 4.00% |
| 2018 | 72 Months | 4.07% |
| 2017 | 60 Months | 4.00% |
| 2017 | 72 Months | 4.07% |
| 2016 | 60 Months | 4.00% |
| 2016 | 72 Months | 4.07% |
| 2015 – 2014 | 48 Months | 4.00% |
| 2015 – 2014 | 60 Months | 4.09% |
| 2013 – 2012 | 42 Months | 4.00% |
| 2013 – 2012 | 54 Months | 4.10% |
| 2011 – 2010 | 36 Months | 4.00% |
| 2011 – 2010 | 48 Months | 4.12% |
| 2009 – 2008 | 30 Months | 4.00% |
| 2009 – 2008 | 42 Months | 4.14% |
| 2007 and older | 24Months 36Months | 4.00% 4.17% |
| Classic Car Loan | ||
| Must be at least ten (10) years old | Cap of $ 60,000.00 subject to appraisal. 60 months | 5.25% |