Phone: (716) 897-2383 • Email: memberservices@bufconfcu.com • Routing #: 222 079 440

Cards

VISA Debit and Credit Cards






VISA Credit Cards


With a fixed low rate, you can confidently manage your expenses without worrying about fluctuating rates. Earn rewards on every purchase through our enticing rewards program, and enjoy the added benefit of free balance transfers, allowing you to consolidate your debts seamlessly.




VISA Debit Cards


Enjoy the freedom of 10 free ATM withdrawals per month, nationwide. With easy access to your funds, managing your finances has never been easier. Discover the simplicity and flexibility you deserve. Use our debit cards anywhere Visa cards are accepted




VISA Credit Card

Applying for a credit union credit card is easy! Fill out the application and email it to memberservices@bufconfcu.com, or print and stop in for a visit. Be sure to include proof of income, such as a recent pay stub or tax return. Our team will review your application promptly. Enjoy the benefits of a credit union credit card today!

Account TypeAnnual FeeBalance Transfer FeesAPR*
VISA Credit Card$00$9.99%

*APR = Annual Percentage Rate. Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply. Terms, conditions, restrictions apply.



Credit Card Agreement and Disclosure



Credit Card Payments


Register for online access to your account so you can: 

  • Analyze your spending
  • Review your statements
  • Pay bills online







Ways to Open an Account


Open an Account Online.

We will get in touch to complete the process.



Visit the credit union.

  • Speed up your visit by filling out an APPLICATION ahead of time.
  • Bring proof of identification (Driver’s License, Passport, Military ID)
  • Bring your initial deposit of $25.00

Membership Account Agreement and Disclosures

Truth-In-Savings and Fee Schedule



* indicates required

Buffalo Conrail Federal Credit Union 2026