Phone: (716) 897-2383 • Email: memberservices@bufconfcu.com • Routing #: 222 079 440

Notice: Our updated Fee Schedule becomes effective August 1, 2026. Please review the changes before they take effect. View Fee Schedule

Fee Schedule

Fee Schedule


Share Account Fees

Christmas Club (premature closing)$5.00
Inactive account (dormant longer than 12 months)$5.00/Month

Share Draft/Debit Card Fees

Account Reconciliation/ResearchVaries
Debit Card (NSF)$25.00
Debit Card Replacement$10.00
Debit Card Replacement Pin Number$10.00
Debit Card ATM W/D over 10 Trans$1.00/ea
Copy of Paid Drafts Mailed/Faxed$3.00
Protest$25.00
Returned Mail (incorrect address)$5.00
Share Draft Insufficient Funds (NSF)$25.00/occurrence
Share Draft-Overdraft Protection Transfer (From Shares)$2.00
Stop Payment$25.00
Wire-Transfer-Domestic (outgoing)Varies

Share Certificate Fees

Early Withdrawal Fee60 Days of dividends

ACH Fees

ACH Returned Item$25.00/occurrence
ACH Item-Stop Pay Affidavit$25.00

Service Fees

CU Check (W/D) 1 ck per dayN/C
CU Check (W/D)-over 1 ck per day$1.00/ea
Deposited Item-Return Fee$30.00
Foreign Item Collection Fee/lSA1% of Currency Tm.
Levies, Restraining Notices$50.00
Money Orders$1.00
Notary ServiceN/C
Statement per page$1.00
Stop Pay CU Check$25.00
Tax LeviesVaries

Loan Related Fees

Duplicate Lien Release$10.00
Loan Late FeeSee Loan Contract

Truth-In-Savings and Fee Schedule

Buffalo Conrail Federal Credit Union 2026