Phone: (716) 897-2383 • Email: • Routing #: 222 079 440



Rates you’ll love, service you can trust.

Discover peace of mind with loan services tailored to fit your needs. Whether you’re dreaming of a new car, planning a home renovation, or seeking financial flexibility, our range of competitive loan options and top notch support will guide you toward your goals.

Auto Loans

Rev up your car-buying experience with our hassle-free auto loans! We believe in transparency and savings, that’s why we don’t risk-rate, ensuring you save money and get the best deal. Drive away with confidence and peace of mind!

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Home Loans

Whether you’re tapping into your home’s equity or planning a renovation, Buffalo Conrail FCU is here to support your vision. With competitive rates and personalized terms, we make it easy to turn your house into the home of your dreams.

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RV and Boat Loans

We’re dedicated to helping you achieve your recreational dreams without breaking the bank. With competitive rates and flexible terms, you can set sail or hit the open road knowing you’ve secured a financing solution that fits your budget.

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Personal Loans

Take charge of your financial future with a personal or consolidation loan! Whether you’re aiming to fund a dream project, cover the unexpected, or streamline multiple debts into one manageable payment, we’ve got you covered.

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View our current Loan Rate Sheet for a full list of rates.

Loan Payments Made Easy

Online Transfers

Transfer funds from your Buffalo Conrail Account to your loan through Home Banking.

ACH Loan Payment

Skip writing a check with ACH Payments, and have your loan payment deducted from any deposit account at another financial institution.

By Mail or In Person

Drop a check in the mail, or visit the credit union to make a payment by check or cash.