Phone: (716) 897-2383 • Email: memberservices@bufconfcu.com • Routing #: 222 079 440

Cards

VISA Debit and Credit Cards






VISA Credit Cards


With a fixed low rate, you can confidently manage your expenses without worrying about fluctuating rates. Earn rewards on every purchase through our enticing rewards program, and enjoy the added benefit of free balance transfers, allowing you to consolidate your debts seamlessly.




VISA Debit Cards


Enjoy the freedom of 10 free ATM withdrawals per month, nationwide. With easy access to your funds, managing your finances has never been easier. Discover the simplicity and flexibility you deserve. Use our debit cards anywhere Visa cards are accepted




VISA Credit Card

Applying for a credit union credit card is easy! Fill out the application and email it to memberservices@bufconfcu.com, or print and stop in for a visit. Be sure to include proof of income, such as a recent pay stub or tax return. Our team will review your application promptly. Enjoy the benefits of a credit union credit card today!

Account TypeAnnual FeeBalance Transfer FeesAPR*
VISA Credit Card$00$12.00%

*APR = Annual Percentage Rate. Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply. Terms, conditions, restrictions apply.



Credit Card Agreement and Disclosure



Credit Card Payments


Register for online access to your account so you can: 

  • Analyze your spending
  • Review your statements
  • Pay bills online









Visa ScoreCard Reward FAQs


What is ScoreCard Rewards?

ScoreCard Rewards is a rewards program offering Points for qualifying purchases. Points can be redeemed for a variety of items, such as merchandise, airfare, hotels, travel packages, and more (each, an “award”).


How do I log in to the ScoreCard Rewards website?

On your first visit to the site https://www.scorecardrewards.com, you will need to set up your profile with a username and password. You will also be asked to set up some security question and answers for password retrieval. Once you create your profile you will log in with your username and password. You may browse the rewards site by clicking on the “Browse Catalog” link from the log in page. Point balance and redemption capabilities are not available in the browse feature of the site.


How do I know how many Points I have?

Point balances are always available on https://www.scorecardrewards.com or you may call Award Headquarters at (800) 854-0790 to verify your balance.


How do I earn Points?

Simply use your ScoreCard Rewards participating card, each a “rewards card”, for your purchases. You will earn Points based on your qualifying net purchases (purchases minus returns and/or other related credits). You will earn Points as long as your account is in good standing (that is, not delinquent, in default, closed, canceled, blocked, suspended or otherwise inactive and not available for use as a source of funding). You do not earn Points for cash advances, balance transfers, unauthorized or fraudulent charges or for fees of any kind on your card account. Credits to your Account (such as for returns of purchases) will reduce the Points available in your account.


If I don’t have enough Points for the award I want, can I buy the extra Points I need?

No. A sufficient number of Points must be available in your account to redeem the award you want. Points are not available for purchase.


When can I order awards?

You may order awards anytime during the Program as long as your account is in good standing (that is, not delinquent, in default, closed, canceled, blocked, suspended or otherwise inactive and not available for use as a source of funding) and you have enough Points to redeem the requested award.


How do I order awards?

For merchandise awards you can order merchandise awards using the online shopping feature at https://www.scorecardrewards.com. You can also call customer service at (800) 854-0790. You may also print an order form from https://www.scorecardrewards.com. Simply complete the form, including all information requested, and mail to the address printed on the form. Travel awards, airline tickets, vacation packages, and cruises may be ordered by calling and speaking with a Travel Services Representative. You may also use the online travel booking site to obtain select air awards. In addition, you may purchase additional airline tickets and make car and hotel reservations online. If you prefer, Travel Services Representatives can assist with booking both purchased as well as redeemed awards travel items.


Whom should I contact if I have questions regarding redeeming Points under the ScoreCard Rewards Program?

Call Award Headquarters at (800) 854-0790.



Ways to Open an Account


Open an Account Online.

We will get in touch to complete the process.



Visit the credit union.

  • Speed up your visit by filling out an APPLICATION ahead of time.
  • Bring proof of identification (Driver’s License, Passport, Military ID)
  • Bring your initial deposit of $25.00

Membership Account Agreement and Disclosures

Truth-In-Savings and Fee Schedule



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Buffalo Conrail Federal Credit Union 2024