Phone: (716) 897-2383 • Email: • Routing #: 222 079 440


VISA Debit and Credit Cards

VISA Credit Cards

With a fixed low rate, you can confidently manage your expenses without worrying about fluctuating rates. Earn rewards on every purchase through our enticing rewards program, and enjoy the added benefit of free balance transfers, allowing you to consolidate your debts seamlessly.

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VISA Debit Cards

Enjoy the freedom of 10 free ATM withdrawals per month, nationwide. With easy access to your funds, managing your finances has never been easier. Discover the simplicity and flexibility you deserve. Use our debit cards anywhere Visa cards are accepted

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VISA Credit Card

RateCredit LimitAnnual Fees
12.00% Fixed APR*None

*APR = Annual Percentage Rate. Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply. Terms, conditions, restrictions apply.

VISA Debit Card

Ways to Open an Account

Open an Account Online.

We will get in touch to complete the process.

Visit the credit union.

  • Speed up your visit by filling out an APPLICATION ahead of time.
  • Bring proof of identification (Driver’s License, Passport, Military ID)
  • Bring your initial deposit of $25.00

Membership Account Agreement and Disclosures

Truth-In-Savings and Fee Schedule