Phone: (716) 897-2383 • Email: • Routing #: 222 079 440

Loan Services


At Buffalo Conrail Federal Credit Union, meeting the financial needs of the members we serve is our most important objective. When you have a need for a loan, a full service credit union such as ours can provide loans for any worthwhile purpose. We are happy to announce we do not risk rate our members based on their credit report scores.

Apply for a Loan

Personal Loans

Loans for as little as $1,000 or as much as $10,000 are available for any worthwhile purpose. Convenient repayment terms are always set to meet your budget.

Consolidation Loans

Proceeds of the loan are up to $25,000. Checks will be processed by the credit union to pay your bills.

Home Equity Loans

Our home equity loans are 80% of appraised value less any mortgage. Minimum amount is $15,000.

Home Improvement Loans

The credit union will process all checks payable to contractors. Terms and conditions apply.

Auto Loans

We offer 100% financing on new and used vehicles, based on dealer invoices. The credit union offers members the ability to make non-dealer purchases. Subject to terms and conditions.

Share Secured Loans

Use your regular share account as collateral for our Share Secured Loans. This gives members the ability to borrow against their money at a preferred rate. Members continue to receive a dividend on the higher amount in their share account. Terms and conditions apply.

Recreational Vehicle Loans

We can provide financing for boats, snowmobiles, motor homes, campers and motorcycles.

Buffalo Conrail Federal Credit Union 2024