Phone: (716) 897-2383 • Email: memberservices@bufconfcu.com • Routing #: 222 079 440

Loan Rates

Loan Rates

*Rates effective as of 3/16/2023. Rates are subject to change without notice.

Share Secured
TermRate
72 Months4.25%
Personal/Consolidation

Personal

TermRate
60 Months9.25%
Maximum of $10,000.00.

Consolidation

TermRate
72 Months11.00%
84 Months11.25%
Maximum of $25,000.00.
Home Loans

Home Equity

TermRate
20 Years9.75%
5 Years8.75%
10 Years8.50%
5 Years8.25%
Up to 80% of appraised value, less senior mortgages. Minimum of $15,000.00, Maximum of $150,000.00.

Home Improvement

TermRate
15 Years10.50%
10 Years10.25%
5 Years10.00%
Conditions Apply. Maximum of $35,000.00

Mobile Home

TermRate
15 Years9.00%
10 Years9.75%
Up to 80% of the manufacturer’s invoice.
Recreational

Motor Home

TermRate
15 Years8.25%
10 Years9.00%
Up to 80% of the manufacturer’s invoice.

Boat, Camper, Travel Trailer
(With Living Conditions)

Model YearTermRate
2023-2215 Years7.25%
2021-2015 Years7.50%
201915 Years7.75%
2018 and older10 Years8.00%
Maximum of $80,000.00.

Boat, Camper, Travel Trailer
(Without Living Conditions)

Model YearTermRate
2023-2212 Years7.00%
2021-2012 Years7.25%
201912 Years7.50%
2018 and older10 Years7.75%
Maximum of $80,000.00.

Motorcycles, Jet Ski, Snowmobile

Model YearTermRate
2023-2272 Months9.25%
2021 and older60 Months9.50%
Automobiles

Model YearTermRateTermRate
2023-2272 Months7.75%84 Months8.10%
202172 Months8.25%84 Months8.61%
202060 Months9.50%72 Months9.57%
201960 Months9.75%72 Months9.82%
201860 Months9.75%72 Months9.82%
201760 Months9.75%72 Months9.82%
 2016 – 201548 Months9.75%60 Months9.84%
 2014 – 201342 Months9.75%54 Months9.85%
2012 – 201136 Months9.75%48 Months9.87%
2010 – 200930 Months9.75%42 Months9.89%
2008 and older24 Months9.75%36 Months9.92%

Classic Car LoanTermRate
At least 25 Years old60 Months10.00%
Subject to appraisal
Specialty
Motorized EquipmentTermRate
Tractor, Plow, Lawn & Farm Equipment72 Months9.25%

Buffalo Conrail Federal Credit Union 2023