Phone: (716) 897-2383 • Email: memberservices@bufconfcu.com • Routing #: 222 079 440

Loan Rates

LOAN RATES

*Rates effective as of 10/19/2023. Rates are subject to change without notice.

Savings Rates | Fee Schedule

Share Secured
TermRate
72 Months4.50%
Personal/Consolidation

Personal

TermRate
60 Months10.25%
Maximum of $10,000.00.

Consolidation

TermRate
72 Months12.00%
84 Months12.25%
Maximum of $25,000.00.
Home Loans

Home Equity

TermRate
20 Years11.25%
15 Years10.25%
10 Years10.00%
5 Years9.75%
Up to 80% of appraised value, less senior mortgages. Minimum of $15,000.00, Maximum of $150,000.00.

Home Improvement

TermRate
15 Years12.00%
10 Years11.75%
5 Years11.50%
Conditions Apply. Maximum of $35,000.00

Mobile Home

TermRate
15 Years10.25%
10 Years10.50%
Up to 80% of the manufacturer’s invoice.
Recreational

Motor Home

TermRate
15 Years8.25%
10 Years9.00%
Up to 80% of the manufacturer’s invoice.

Boat, Camper, Travel Trailer
(With Living Conditions)

Model YearTermRate
2024-2315 Years8.25%
2022-2115 Years8.50%
202015 Years8.75%
2019 and older10 Years9.00%
Maximum of $80,000.00.

Boat, Camper, Travel Trailer
(Without Living Conditions)

Model YearTermRate
2024-2312 Years8.00%
2022-2112 Years8.25%
202012 Years8.50%
2019 and older10 Years8.75%
Maximum of $80,000.00.

Motorcycles, Jet Ski, Snowmobile

Model YearTermRate
2024-2372 Months9.25%
2022 and older60 Months9.50%
Automobiles

Model YearTermRateTermRate
202472 Months9.75%84 Months10.10%
2023-2272 Months10.00%84 Months10.35%
202172 Months10.25%84 Months10.60%
202060 Months10.75%72 Months11.10%
201960 Months11.25%72 Months11.60%
201860 Months11.25%72 Months11.60%
201760 Months11.25%72 Months11.60%
 2016 – 201548 Months11.25%60 Months11.60%
 2014 – 201342 Months11.25%54 Months11.60%
2012 – 201136 Months11.25%48 Months11.60%
2010 – 200930 Months11.25%42 Months11.60%
2008 and older24 Months11.25%36 Months11.60%

Classic Car LoanTermRate
At least 25 Years old60 Months10.00%
Subject to appraisal
Specialty
Motorized EquipmentTermRate
Tractor, Plow, Lawn & Farm Equipment72 Months9.25%

Buffalo Conrail Federal Credit Union 2023