Phone: (716) 897-2383 • Email: memberservices@bufconfcu.com • Routing #: 222 079 440

Loan Rates

LOAN RATES

*Rates effective as of 04/18/2024. Rates are subject to change without notice.

Savings Rates | Fee Schedule

Loan TypeTermRate
Share Secured72 Months3.50%
Personal (Max $15,000)72 Months10.25%
Consolidation (Max $30,000)72 Months12.00%
84 Months12.25%
VISA Credit Card12.00%
Loan TypeTermRate
Home Equity5 Years6.25%
10 Years6.50%
15 Years6.75%
20 Years7.00%
Up to 80% of appraised value, less senior mortgages. Minimum of $15,000.00.
Loan TypeTermRate
Home Improvement15 Years9.00%
(Light on Equity)10 Years8.75%
5 Years8.50%
Maximum of $35,000.00. Up to 100% of appraised value, less senior mortgages.
Loan TypeTermRate
Mobile Home15 Years10.25%
10 Years10.50%
Up to 80% of the manufacturer’s invoice.
Loan TypeTermRate
Motor Home15 Years8.25%
10 Years9.00%
Up to 80% of the manufacturer’s invoice.
Loan TypeModel YearTermRate
Boat, Camper, Travel Trailer2024-2315 Years7.75%
(With Living Conditions)2022-2115 Years8.00%
202015 Years8.25%
2019 and older10 Years8.50%
Maximum of $80,000.00.
Loan TypeModel YearTermRate
Boat, Camper, Travel Trailer2024-2312 Years7.50%
(Without Living Conditions)2022-2112 Years7.75%
202012 Years8.00%
2019 and older10 Years8.25%
Maximum of $80,000.00.
Loan TypeModel YearTermRate
Motorcycles, Jet Ski,2024-2372 Months9.25%
Snowmobile2022 and older60 Months9.50%
Loan TypeTermRate
Tractor, Plow, Lawn & Farm Equip, Etc.72 Months9.25%

Auto Loans

Model YearTermRateTermRate
202472 Months6.75%84 Months7.10%
2023-2272 Months7.00%84 Months7.35%
202172 Months7.25%84 Months7.60%
202060 Months7.75%72 Months8.10%
201960 Months8.25%72 Months8.60%
201860 Months8.25%72 Months8.60%
201760 Months8.25%72 Months8.60%
 2016 – 201548 Months8.25%60 Months8.60%
 2014 – 201342 Months8.25%54 Months8.60%
2012 – 201136 Months8.25%48 Months8.60%
2010 – 200930 Months8.25%42 Months8.60%
2008 and older24 Months8.25%36 Months8.60%
Classic Car LoanTermRate
At least 25 Years old60 Months10.00%
Subject to appraisal

Buffalo Conrail Federal Credit Union 2024