Share Rates

Rates effective as of 9/01/2023.

Share Certificates

Minimum Deposit	Term	Rate	APY*
$500	6 Months	2.25%	2.25%
$5,000 Old Money	6 Months	3.75%	3.77%
$5,000 New Money	6 Months	4.00%	4.02%
$25,000 Old Money	6 Months	4.10%	4.13%
$25,000 New Money	6 Months	4.25%	4.28%

New money is defined as money not on deposit with Buffalo Conrail FCU or deposited within 30 days prior to account opening. Internal transfers between other Buffalo Conrail FCU accounts do not qualify.

Truth in Savings Disclosure

Share Rates

Account Type	Rate	APY*
Share Account	.50%	.50%
Christmas Club	.50%	.50%

*APY = Annual Percentage Yield. Average daily balances of $200 or more are paid quarterly on Regular and Club Accounts. Rates subject to change at any time without notice.